The word "encumbrance" in English means: Something that prevents action or freedom., A mortgage or other claim on property or assets., A burden or impediment..
The phonetic transcription of "encumbrance" is /ɪnˈkʌmbrəns/ in British English and /ɪnˈkʌmbrəns/ in American English. Click the 🔊 button to hear both pronunciations.